Checkbook Registers!
I
created this checkbook register using the '97
version of Microsoft
Publisher. I started making my own checkbook registers because of
the method I use to budget our paychecks. I use checkbook
registers quickly with my budgeting system.
That method is based loosely on the "envelope system" of budgeting. Money is budgeted each payday for the bills and 'incidentals,' in envelopes. Money is kept back, and then added in for each type of bill/incidental. Instead of using actual envelopes, I would keep track of the money saved back for each type of bill and then add money in accordingly. It took awhile to perfect it to our needs, but it worked and we've maintained a managable budget in the many years we've been married.
I actually managed to find a computer program that has simplified the budgeting skills. It's called Envelope Budget and it was created by Michael Ramey. We can keep track of our budget via the computer, which is saving on printing out so many checkbook registers. This program is just one of many I tried before I realized it was the perfect program for the system of budgeting our family has used during our marriage.
That method is based loosely on the "envelope system" of budgeting. Money is budgeted each payday for the bills and 'incidentals,' in envelopes. Money is kept back, and then added in for each type of bill/incidental. Instead of using actual envelopes, I would keep track of the money saved back for each type of bill and then add money in accordingly. It took awhile to perfect it to our needs, but it worked and we've maintained a managable budget in the many years we've been married.
I actually managed to find a computer program that has simplified the budgeting skills. It's called Envelope Budget and it was created by Michael Ramey. We can keep track of our budget via the computer, which is saving on printing out so many checkbook registers. This program is just one of many I tried before I realized it was the perfect program for the system of budgeting our family has used during our marriage.
Adobe Acrobat Reader is necessary to view and print each page.
Read some unsolicited Comments about the Checkbook Register I created!
Before choosing your preferred checkbook
register style,
please read the directions for
printing and assembling the checkbook register.
please read the directions for
printing and assembling the checkbook register.
CHOICE #1
Each entry is separated by a black horizontal line.
This style allows you to write the transaction amount
on the white line, and the new BALANCE on the gray line
in the BALANCE FWD column.
Each entry is separated by a black horizontal line.
This style allows you to write the transaction amount
on the white line, and the new BALANCE on the gray line
in the BALANCE FWD column.
CHOICE #2
Each line is used for one entry. This style allows you
to enter a payment or deposit in their respective columns,
and keep a running balance on each line in the
BALANCE FWD column.
Each line is used for one entry. This style allows you
to enter a payment or deposit in their respective columns,
and keep a running balance on each line in the
BALANCE FWD column.
- Printer
- 10-12 sheets
of printer paper
- 1 sheet of
cardstock paper
- Paper cutter,
OR scissors and ruler
- Stapler
PRINT THE REGISTER:
- Print
10-12 copies of PAGE 1
ONLY by selecting one of the following:
- After
the printing is finished, print the same number of copies of PAGE 2 on the blank side of
the printer paper, making sure page 2 is printed upside down
from page 1. In order to fold the pages correctly, Page 2 MUST be printed 'upside
down.' (Please see TIP section)
- Print ONE
copy of the Checkbook Register
Cover, using the cardstock paper. It's located on page 3 of
either choice.
TIP:
On my HP printer, the page is printed to the
tray: printed
side up, and the image appears facing the printer (upside down.) When printing the back side, the
printed
sheets are taken from the 'out tray' and the stack is placed exactly
the
way they came out of the printer: printed side facing up, and the image
is upside down, into the 'in tray' of the printer. The sheets do NOT
get
rotated, or flipped over to the blank side to be printed.*
*YOUR PRINTER
DIRECTIONS MAY
VARY.
PLEASE
CONSULT YOUR PRINTER DOCUMENTATION FOR MORE INFORMATION.ASSEMBLE THE REGISTER:
- Line the "cut line" surrounding the checkbook register pages with the paper cutter blade to trim the edges evenly. Scissors can be used to do this, if you don't have access to a paper cutter. You can draw a line connecting the 'cut lines'to make your cutting straighter. Two horizontal cuts (top and bottom) and two vertical cuts (left side and right side) will be made, for a total of 4 cuts. Repeat this process for the checkbook cover. The checkbook cover will be longer and wider than the checkbook register pages.
- Individually fold the trimmed checkbook register pages from top to bottom. Stack them one on top of each other. Flipping from one page to another, you should see the "Issued to" at the top of each page, and along the crease.
- Fold the trimmed checkbook register cover from bottom to top, so the words are on the OUTSIDE. Personally, I like to have the 'info' side (register info about when it started/ended) as the back, and the "This Register belongs to" info as the front side of the cover. Insert the folded checkbook register pages into the cover lining up the creases.
- Place the register pages and register cover (with the cover facing up) in the stapler, with the crease of the folded stack of pages as the part that will be stapled. Staple all pages with three staples spaced evenly, from left to right along the crease, then fold along the crease one more time.
You now
have your own checkbook Register! Enjoy!
Any questions or comments? Feel free to send a QUICKPOST.
This can be found on the
MAIN PAGE of my website!
